My Dream Car Plus An Auto Insurance

Funny how I am already thinking about home automation systems when I can’t even consider a cheap auto insurance quote for my old model car.  BertN said even a help can nurse a dream.  And I am a ‘professional help’.  Therefore that makes me licensed to dream, too.  😀

a Nissan Figaro

I dream of acquiring a Nissan Figaro type car with not  a cheap auto insurance but with a comprehensive insurance.  I am not much of a big fan of huge or enormous vehicles.  I always find small cars cool and comfy.

Cheap Car Insurance

Papsie inside the car

THE CAR

Our car is an old model.  That is why the cheap car insurance.  Not that I am complaining because there is no need to (it is a very useful car for us).  What I am trying to say is we cannot avail of the comprehensive insurance because it is already an old model car and not a vintage car.

We have the CTPL insurance, meaning, compulsory third party liability insurance.  It is a requirement for old model cars.  The third party is the owner of the vehicle.  The liability will be the financial obligation for the bodily injury or harm to the third party.  This also includes death.

SENTIMENTAL VALUE

Though an old model, once replaced, it would be very difficult for us to let go of this car.  It has been a part of our lives for more than half a decade already.  It replaced the owner-type jeep Papsie had before which was sold to a cheap price to the brother.  Papsie dearly loved that jeep, too.  He had had a lot of his earnings spent for the maintenance and for buying a very fine engine.   When it was sold, it left a scar.  We were so saddened that the vehicle was sold again to a very cheap price.  We felt so sorry for the car with its fine-working engine.  We were very unhappy because we did not have enough money, and even if we have, we could not decide on buying it because there are many other priorities to consider.

BAPTIZING THE CAR

I have a friend who has a name for her car.  It was funny to learn that even her car was baptized!  😀  Until now, I cannot think of a name for my car.  think* think* think*  Maybe I’ll call him Blue.

Car Accidents Scare

Who would not think of getting a car insurance seeing pictures like this?

Our car had had many accidents already.  Two months after we acquired it, it got hit by a passenger jeep while Papsie was about to enter our street.  It’s a good thing that the sides that were hit by the PUJ and slammed into the stone wall were the rear part.

The next one was in an intersection in Quezon City when a truck collide with it and wrecked the hood.  The next one was in Antipolo where a seemingly shoe delivery truck do not have a rear view mirror and bumped the front right door with its rear.

And the fourth one?  Yes, there is still a fourth.  A drunken druggie riding his bike and avoiding a bump on the road slammed directly to our hood.  And I was with Papsie then.  I froze.  It’s a good thing Papsie was alert and stopped the car while he was still moving towards us.  I thought we killed somebody.  Good Lord, I am so thankful we didn’t!

That is why the car accidents scare.  We had had a number to reckon.  And I hope the last will be the last.

If I have an RV


When I was younger, I used to be amazed by RVs or recreational vehicles. Imagine to have one and you can go places without worrying. You do not worry that you will get hungry because it has a kitchen, you will not worry about the agonizing and uneasy feeling of wanting to pee, you can take a nap anytime you want in the bedroom, or you can entertain friends in the living room. And you can park it at your desired location. I must be very rich owning one.

And if I have one, I will surely get a rv insurance which is specially intended for RVs. That is if I have one. I have one actually – in my dreams.

Shock Absorbers

Experiencing Balintawak market made me think how those people living in desolation and deprivation protect themselves and their nearest and dearest in times of tragedy, catastrophe or misfortune. While some of us shield ourselves from the effects of the said destructions by way of getting indemnity through insurance online for example, those people in Balintawak live on a day-to-day basis of hand to mouth.

Some of us have shock absorbers like a savings account in a bank or another source of income or sideline aside from the current jobs we have. Some of us have investments maybe. But even with these absorbers are the risks and the likelihood of failure, too, to get an assurance or a safeguard against life’s potent arrows.

We really cannot tell what life will have for us in the future. What is happening tells me that nobody is safe enough. We each have our own expiration date.

Shock Absorbers

Experiencing Balintawak market made me think how those people living in desolation and deprivation protect themselves and their nearest and dearest in times of tragedy, catastrophe or misfortune. While some of us shield ourselves from the effects of the said destructions by way of getting indemnity through insurance online for example, those people in Balintawak live on a day-to-day basis of hand to mouth.

Some of us have shock absorbers like a savings account in a bank or another source of income or sideline aside from the current jobs we have. Some of us have investments maybe. But even with these absorbers are the risks and the likelihood of failure, too, to get an assurance or a safeguard against life’s potent arrows.

We really cannot tell what life will have for us in the future. What is happening tells me that nobody is safe enough. We each have our own expiration date.

Shock Absorbers

Experiencing Balintawak market made me think how those people living in desolation and deprivation protect themselves and their nearest and dearest in times of tragedy, catastrophe or misfortune. While some of us shield ourselves from the effects of the said destructions by way of getting indemnity through insurance online for example, those people in Balintawak live on a day-to-day basis of hand to mouth.

Some of us have shock absorbers like a savings account in a bank or another source of income or sideline aside from the current jobs we have. Some of us have investments maybe. But even with these absorbers are the risks and the likelihood of failure, too, to get an assurance or a safeguard against life’s potent arrows.

We really cannot tell what life will have for us in the future. What is happening tells me that nobody is safe enough. We each have our own expiration date.

Thinking of Getting a Car Insurance after typhoon Ondoy

Nature’s (or was it heaven’s?) wrath left most of Luzon areas covered with mud and dirty waters submerging and ruining everything from the most insignificant to the most valuable. The affected areas where rendered ‘lifeless’ save for the people who, despite the tragedy, are trying to give meaning to life. And the most valuable actually is that there are living survivors still; and not leaving no one to share the agony.


In this post, I said a piece of not wanting any insurance any agent will offer. But the situation the tragedy left had me pondering what BW mentioned that insurances have purposes, also a protection when something happens. I suddenly thought of free insurance quotes that are always available in the net to browse through.

I learned that an office mate’s house was greatly devastated. The waters from a creek beside the house left nothing dry and functioning. All four cars, pieces of plush furniture and accessories, and ace appliances were submerged in ceiling high flood waters. All other valuables were either missing, broken, or drenched. And there is another story from another fellow employee, and another, and another. Truly terrifying but an eye-opener.

In the midst of such tragedies, like the tragedy typhoon Ondoy gave, each and every one is equal or even – no rich, no poor; no intelligent, no stupid; no beautiful, no ugly – just like how it is fair in love and war. Mother-in-law is definitely wrong saying things about the dead people, “Mayaman naman siya nang mamatay.” As if that matters when one dies.

Thinking of Getting a Car Insurance after typhoon Ondoy

Nature’s (or was it heaven’s?) wrath left most of Luzon areas covered with mud and dirty waters submerging and ruining everything from the most insignificant to the most valuable. The affected areas where rendered ‘lifeless’ save for the people who, despite the tragedy, are trying to give meaning to life. And the most valuable actually is that there are living survivors still; and not leaving no one to share the agony.


In this post, I said a piece of not wanting any insurance any agent will offer. But the situation the tragedy left had me pondering what BW mentioned that insurances have purposes, also a protection when something happens. I suddenly thought of free insurance quotes that are always available in the net to browse through.

I learned that an office mate’s house was greatly devastated. The waters from a creek beside the house left nothing dry and functioning. All four cars, pieces of plush furniture and accessories, and ace appliances were submerged in ceiling high flood waters. All other valuables were either missing, broken, or drenched. And there is another story from another fellow employee, and another, and another. Truly terrifying but an eye-opener.

In the midst of such tragedies, like the tragedy typhoon Ondoy gave, each and every one is equal or even – no rich, no poor; no intelligent, no stupid; no beautiful, no ugly – just like how it is fair in love and war. Mother-in-law is definitely wrong saying things about the dead people, “Mayaman naman siya nang mamatay.” As if that matters when one dies.

Thinking of Getting a Car Insurance after typhoon Ondoy

Nature’s (or was it heaven’s?) wrath left most of Luzon areas covered with mud and dirty waters submerging and ruining everything from the most insignificant to the most valuable. The affected areas where rendered ‘lifeless’ save for the people who, despite the tragedy, are trying to give meaning to life. And the most valuable actually is that there are living survivors still; and not leaving no one to share the agony.


In this post, I said a piece of not wanting any insurance any agent will offer. But the situation the tragedy left had me pondering what BW mentioned that insurances have purposes, also a protection when something happens. I suddenly thought of free insurance quotes that are always available in the net to browse through.

I learned that an office mate’s house was greatly devastated. The waters from a creek beside the house left nothing dry and functioning. All four cars, pieces of plush furniture and accessories, and ace appliances were submerged in ceiling high flood waters. All other valuables were either missing, broken, or drenched. And there is another story from another fellow employee, and another, and another. Truly terrifying but an eye-opener.

In the midst of such tragedies, like the tragedy typhoon Ondoy gave, each and every one is equal or even – no rich, no poor; no intelligent, no stupid; no beautiful, no ugly – just like how it is fair in love and war. Mother-in-law is definitely wrong saying things about the dead people, “Mayaman naman siya nang mamatay.” As if that matters when one dies.

Car Insurance Quotes

I just learned that New York is one of the most populous place in the US. It is therefore a necessity for an immigrant to have a car with a New York car insurance. I hope you get what I mean – the relation of having a car in a populated place. Okay, if you don’t, I think it is important to have one because you would not want to be missing opportunities or be late in an appointment in a fast-paced city as New York just because you missed the train. I may not be the authority to say this but my cousin had been visiting the place frequently.

It amazes me to know that a ny auto insurance quote could include things like reduction of rates if you have a baby that you transport in a vehicle or is expecting one soon, or reduced insurance premiums when you are married, especially when both have good driving records. Truly interesting offers that are irresistible but may not be available in all of the insurance companies. It is imperative therefore that one has to make comparisons and study the details of each.

Which brings me to ponder about scrutinizing car insurance quotes here in the Philippines if I have to buy a new car. Hmm… when will that be?

Car Insurance Quotes

I just learned that New York is one of the most populous place in the US. It is therefore a necessity for an immigrant to have a car with a New York car insurance. I hope you get what I mean – the relation of having a car in a populated place. Okay, if you don’t, I think it is important to have one because you would not want to be missing opportunities or be late in an appointment in a fast-paced city as New York just because you missed the train. I may not be the authority to say this but my cousin had been visiting the place frequently.

It amazes me to know that a ny auto insurance quote could include things like reduction of rates if you have a baby that you transport in a vehicle or is expecting one soon, or reduced insurance premiums when you are married, especially when both have good driving records. Truly interesting offers that are irresistible but may not be available in all of the insurance companies. It is imperative therefore that one has to make comparisons and study the details of each.

Which brings me to ponder about scrutinizing car insurance quotes here in the Philippines if I have to buy a new car. Hmm… when will that be?