Recreational vehicles are not a common thing in the Philippines. A lot of Filipinos do not even know what it is. It is not meant to demean my fellowmen; I am just stating a fact.
Well, it is a vehicle that has a kitchen, a bathroom, a bedroom and a living room. They are used for vacations and camping that is why there is a need for an rv insurance. Here in the Philippines, only the very wealthy owns them. They are luxury here while in other countries they are necessities. The culture also has something to do with owning one, I guess.