I was never a believer of insurances, and I guess until now, I am not. I feel uneasy thinking that my money will be used by others while I wait for it to mature. I feel uneasy that something might happen to the insurance company and I cannot get anything anymore from my own money. I had this kind of thinking ever since, long before the brouhaha about those insurance companies erupted.
This is not a justification to my incompetence to sustain the monthly, or quarterly, or yearly amortizations. I am not just comfortable with the idea. And because of this, I will never, for the life of me, be an insurance agent. Never. And please do not misconstrue it that I mean ill against the job.