Thinking of Getting a Car Insurance after typhoon Ondoy

Nature’s (or was it heaven’s?) wrath left most of Luzon areas covered with mud and dirty waters submerging and ruining everything from the most insignificant to the most valuable. The affected areas where rendered ‘lifeless’ save for the people who, despite the tragedy, are trying to give meaning to life. And the most valuable actually is that there are living survivors still; and not leaving no one to share the agony.


In this post, I said a piece of not wanting any insurance any agent will offer. But the situation the tragedy left had me pondering what BW mentioned that insurances have purposes, also a protection when something happens. I suddenly thought of free insurance quotes that are always available in the net to browse through.

I learned that an office mate’s house was greatly devastated. The waters from a creek beside the house left nothing dry and functioning. All four cars, pieces of plush furniture and accessories, and ace appliances were submerged in ceiling high flood waters. All other valuables were either missing, broken, or drenched. And there is another story from another fellow employee, and another, and another. Truly terrifying but an eye-opener.

In the midst of such tragedies, like the tragedy typhoon Ondoy gave, each and every one is equal or even – no rich, no poor; no intelligent, no stupid; no beautiful, no ugly – just like how it is fair in love and war. Mother-in-law is definitely wrong saying things about the dead people, “Mayaman naman siya nang mamatay.” As if that matters when one dies.

Thinking of Getting a Car Insurance after typhoon Ondoy

Nature’s (or was it heaven’s?) wrath left most of Luzon areas covered with mud and dirty waters submerging and ruining everything from the most insignificant to the most valuable. The affected areas where rendered ‘lifeless’ save for the people who, despite the tragedy, are trying to give meaning to life. And the most valuable actually is that there are living survivors still; and not leaving no one to share the agony.


In this post, I said a piece of not wanting any insurance any agent will offer. But the situation the tragedy left had me pondering what BW mentioned that insurances have purposes, also a protection when something happens. I suddenly thought of free insurance quotes that are always available in the net to browse through.

I learned that an office mate’s house was greatly devastated. The waters from a creek beside the house left nothing dry and functioning. All four cars, pieces of plush furniture and accessories, and ace appliances were submerged in ceiling high flood waters. All other valuables were either missing, broken, or drenched. And there is another story from another fellow employee, and another, and another. Truly terrifying but an eye-opener.

In the midst of such tragedies, like the tragedy typhoon Ondoy gave, each and every one is equal or even – no rich, no poor; no intelligent, no stupid; no beautiful, no ugly – just like how it is fair in love and war. Mother-in-law is definitely wrong saying things about the dead people, “Mayaman naman siya nang mamatay.” As if that matters when one dies.

Thinking of Getting a Car Insurance after typhoon Ondoy

Nature’s (or was it heaven’s?) wrath left most of Luzon areas covered with mud and dirty waters submerging and ruining everything from the most insignificant to the most valuable. The affected areas where rendered ‘lifeless’ save for the people who, despite the tragedy, are trying to give meaning to life. And the most valuable actually is that there are living survivors still; and not leaving no one to share the agony.


In this post, I said a piece of not wanting any insurance any agent will offer. But the situation the tragedy left had me pondering what BW mentioned that insurances have purposes, also a protection when something happens. I suddenly thought of free insurance quotes that are always available in the net to browse through.

I learned that an office mate’s house was greatly devastated. The waters from a creek beside the house left nothing dry and functioning. All four cars, pieces of plush furniture and accessories, and ace appliances were submerged in ceiling high flood waters. All other valuables were either missing, broken, or drenched. And there is another story from another fellow employee, and another, and another. Truly terrifying but an eye-opener.

In the midst of such tragedies, like the tragedy typhoon Ondoy gave, each and every one is equal or even – no rich, no poor; no intelligent, no stupid; no beautiful, no ugly – just like how it is fair in love and war. Mother-in-law is definitely wrong saying things about the dead people, “Mayaman naman siya nang mamatay.” As if that matters when one dies.

Photohunt: Twisted

It is only now, September 27, 2009, that we have dial tone and internet connection. The devastating effects of typhoon Ondoy which outdid hurricane Katrina with its outpouring of 410 mm against 380 mm left everybody sad, and those directly affected truly grief-stricken. The number of those displaced is big and rescue from the government seems to be slow-moving.

The whole thing turned TWISTED and unexpected. Who would have thought it will affect 80% of Metro Manila, where the nation’s capital, Manila, is located and was not spared? The television mentioned that death toll rose to 75 already but there are still others missing and unaccounted for.

Last Saturday, because traffic was not moving anymore, my friend and I forced ourselves to walk from work to home. We braved the murky waters in some flooded areas. It was only up to the knee when we passed but the rained continued and those areas where the flood was only up to the knee rose up to the chest. My friend was able to reach home only this morning. I was so petrified because I was trying to contact her and she was not replying from the time we separated at EDSA. I am just so thankful she is safe just as Daryl was also able to get home safe when he braved the flooded road from SM North to our house.

I hope you don’t think it’s a TWISTED contribution to the theme.

You can visit other photohunters here.

Photohunt: Twisted

It is only now, September 27, 2009, that we have dial tone and internet connection. The devastating effects of typhoon Ondoy which outdid hurricane Katrina with its outpouring of 410 mm against 380 mm left everybody sad, and those directly affected truly grief-stricken. The number of those displaced is big and rescue from the government seems to be slow-moving.

The whole thing turned TWISTED and unexpected. Who would have thought it will affect 80% of Metro Manila, where the nation’s capital, Manila, is located and was not spared? The television mentioned that death toll rose to 75 already but there are still others missing and unaccounted for.

Last Saturday, because traffic was not moving anymore, my friend and I forced ourselves to walk from work to home. We braved the murky waters in some flooded areas. It was only up to the knee when we passed but the rained continued and those areas where the flood was only up to the knee rose up to the chest. My friend was able to reach home only this morning. I was so petrified because I was trying to contact her and she was not replying from the time we separated at EDSA. I am just so thankful she is safe just as Daryl was also able to get home safe when he braved the flooded road from SM North to our house.

I hope you don’t think it’s a TWISTED contribution to the theme.

You can visit other photohunters here.

Photohunt: Twisted

It is only now, September 27, 2009, that we have dial tone and internet connection. The devastating effects of typhoon Ondoy which outdid hurricane Katrina with its outpouring of 410 mm against 380 mm left everybody sad, and those directly affected truly grief-stricken. The number of those displaced is big and rescue from the government seems to be slow-moving.

The whole thing turned TWISTED and unexpected. Who would have thought it will affect 80% of Metro Manila, where the nation’s capital, Manila, is located and was not spared? The television mentioned that death toll rose to 75 already but there are still others missing and unaccounted for.

Last Saturday, because traffic was not moving anymore, my friend and I forced ourselves to walk from work to home. We braved the murky waters in some flooded areas. It was only up to the knee when we passed but the rained continued and those areas where the flood was only up to the knee rose up to the chest. My friend was able to reach home only this morning. I was so petrified because I was trying to contact her and she was not replying from the time we separated at EDSA. I am just so thankful she is safe just as Daryl was also able to get home safe when he braved the flooded road from SM North to our house.

I hope you don’t think it’s a TWISTED contribution to the theme.

You can visit other photohunters here.

Would You Want to be an Insurance Agent?

Frankly, I do not know if a lot are still interested in insurances in this dire times of gloomy economic conditions everywhere. I just have this hunch that maybe if given the chance, most people will look for jobs not with the nature that of insurance agents who look for increased sales via life insurance leads, for example.

I was never a believer of insurances, and I guess until now, I am not. I feel uneasy thinking that my money will be used by others while I wait for it to mature. I feel uneasy that something might happen to the insurance company and I cannot get anything anymore from my own money. I had this kind of thinking ever since, long before the brouhaha about those insurance companies erupted.

This is not a justification to my incompetence to sustain the monthly, or quarterly, or yearly amortizations. I am not just comfortable with the idea. And because of this, I will never, for the life of me, be an insurance agent. Never. And please do not misconstrue it that I mean ill against the job.

Would You Want to be an Insurance Agent?

Frankly, I do not know if a lot are still interested in insurances in this dire times of gloomy economic conditions everywhere. I just have this hunch that maybe if given the chance, most people will look for jobs not with the nature that of insurance agents who look for increased sales via life insurance leads, for example.

I was never a believer of insurances, and I guess until now, I am not. I feel uneasy thinking that my money will be used by others while I wait for it to mature. I feel uneasy that something might happen to the insurance company and I cannot get anything anymore from my own money. I had this kind of thinking ever since, long before the brouhaha about those insurance companies erupted.

This is not a justification to my incompetence to sustain the monthly, or quarterly, or yearly amortizations. I am not just comfortable with the idea. And because of this, I will never, for the life of me, be an insurance agent. Never. And please do not misconstrue it that I mean ill against the job.

Traffic in the Air?

I couldn’t have been late the other day if not for the traffic. Everyday to work except Mondays, we have to pass through the main thoroughfares which is EDSA and Quirino Avenue. Filipinos are very poor when it comes to discipline that even if a traffic man is already in the center of the road, some motorists ignore him and continue with their strategies to outdo other motorists. Now, if you are the hot tempered type, you’ll always end up in a brawl.

The corner of the road across Quirino Avenue and that leads me to work, for example, portrays a typical example of how undisciplined the drivers can become. This road is where some of the passenger jeeps pass through. What most of the drivers do is wait for the passengers along the corner beside the gasoline station. But PUJs are not the only ones that pass through this road of course and when they stop and wait for their passengers, traffic sets in because they do not want to give way for the other PUJ drivers to get passengers, too, and instead of stalling the jeepney on the part where it could not accumulate traffic, these drivers literally station in the middle of the road. The honks are even ignored that it seemed these drivers are not only greedy but they also have hearing loss.

The indiscipline that has been increasing as days go by causes accidents and even such situations do not deter these wayward motorists to continue being inconsiderate and uncontrolled.

Anyway, this leads me to think if the means of transportation in the air, individually or in groups, for example, and not talking about airplanes and helicopters and jets, could cause traffic and accidents. Papsie said that it could be worse. I argued that it could not be because the space is vast and it would be safe for everyone to travel. But maybe Papsie was right, it is the absence of concrete passageways that would contribute to the traffic and accidents. The more motorists feel that they have that enough space, the more that they fly out-of-whack thinking that the space above is vast. For Daryl, it is more likely to cause accidents when travel is in the air because he thinks it will be harder still to establish rules in the sky.

What do you think?

Traffic in the Air?

I couldn’t have been late the other day if not for the traffic. Everyday to work except Mondays, we have to pass through the main thoroughfares which is EDSA and Quirino Avenue. Filipinos are very poor when it comes to discipline that even if a traffic man is already in the center of the road, some motorists ignore him and continue with their strategies to outdo other motorists. Now, if you are the hot tempered type, you’ll always end up in a brawl.

The corner of the road across Quirino Avenue and that leads me to work, for example, portrays a typical example of how undisciplined the drivers can become. This road is where some of the passenger jeeps pass through. What most of the drivers do is wait for the passengers along the corner beside the gasoline station. But PUJs are not the only ones that pass through this road of course and when they stop and wait for their passengers, traffic sets in because they do not want to give way for the other PUJ drivers to get passengers, too, and instead of stalling the jeepney on the part where it could not accumulate traffic, these drivers literally station in the middle of the road. The honks are even ignored that it seemed these drivers are not only greedy but they also have hearing loss.

The indiscipline that has been increasing as days go by causes accidents and even such situations do not deter these wayward motorists to continue being inconsiderate and uncontrolled.

Anyway, this leads me to think if the means of transportation in the air, individually or in groups, for example, and not talking about airplanes and helicopters and jets, could cause traffic and accidents. Papsie said that it could be worse. I argued that it could not be because the space is vast and it would be safe for everyone to travel. But maybe Papsie was right, it is the absence of concrete passageways that would contribute to the traffic and accidents. The more motorists feel that they have that enough space, the more that they fly out-of-whack thinking that the space above is vast. For Daryl, it is more likely to cause accidents when travel is in the air because he thinks it will be harder still to establish rules in the sky.

What do you think?

When I Grow Old

Way back when I was very young, I used to dream of things and begin each wish with “When I grow up…” It was also one of the questions way back then for essays, or for talent searches.

“When I grow up I want to be an accountant,” was my reply to the teachers and to some classmates in high school. I did not become an accountant. Instead I become one of those engineers that do not require passing the board. I did not become a bona fide engineer. Instead I become a QMS auditor and a document analyst that has little of something to do with what I graduated from. Was it fate? It just sounded so mechanical that one cannot do something about his life and what he wanted to be, and what he wanted to do.

Because I am nearing middle age (almost there I guess), I now begin contemplating on what I want to be, and what I want to do when I grow old. I do not want to be popular, of course. It is very far from what I want. I just wanted to be a simple person who can be dependable still though advanced in age. I do not want to be as self-centered though they say this is one of those traits old people commonly have. I do not want to be as useless, who prefer to be idle even though there is still remaining strength to be of help. I do not want to be as cynical who seems not to realize that physical beauty does not last forever. I do not want to be as insensitive who hurls nasty comments to anything just to say anything.

I wish that I will be a ‘good’ old person so that the people around me will not wish me dead, or shout at me, or ignore me. I do not want to feel the indifference. I do not want to feel the cold shoulder.

It maybe inevitable to receive once in a while the uncaring attitude of some, or the lack of interest of another. But I hope and pray that someday, I will grow old happy and contented.

Traffic in the Air?

I couldn’t have been late the other day if not for the traffic. Everyday to work except Mondays, we have to pass through the main thoroughfares which is EDSA and Quirino Avenue. Filipinos are very poor when it comes to discipline that even if a traffic man is already in the center of the road, some motorists ignore him and continue with their strategies to outdo other motorists. Now, if you are the hot tempered type, you’ll always end up in a brawl.

The corner of the road across Quirino Avenue and that leads me to work, for example, portrays a typical example of how undisciplined the drivers can become. This road is where some of the passenger jeeps pass through. What most of the drivers do is wait for the passengers along the corner beside the gasoline station. But PUJs are not the only ones that pass through this road of course and when they stop and wait for their passengers, traffic sets in because they do not want to give way for the other PUJ drivers to get passengers, too, and instead of stalling the jeepney on the part where it could not accumulate traffic, these drivers literally station in the middle of the road. The honks are even ignored that it seemed these drivers are not only greedy but they also have hearing loss.

The indiscipline that has been increasing as days go by causes accidents and even such situations do not deter these wayward motorists to continue being inconsiderate and uncontrolled.

Anyway, this leads me to think if the means of transportation in the air, individually or in groups, for example, and not talking about airplanes and helicopters and jets, could cause traffic and accidents. Papsie said that it could be worse. I argued that it could not be because the space is vast and it would be safe for everyone to travel. But maybe Papsie was right, it is the absence of concrete passageways that would contribute to the traffic and accidents. The more motorists feel that they have that enough space, the more that they fly out-of-whack thinking that the space above is vast. For Daryl, it is more likely to cause accidents when travel is in the air because he thinks it will be harder still to establish rules in the sky.

What do you think?

Sleeping Apart

I laughed at an article with a suggestion to the readers that to have a healthy life, you have to sleep apart from your husband, or from your wife. It sounded ridiculous to me when I read the first few lines. But as I go along, maybe the doctor has a point.

I thought of the movie Sleeping with the Enemy. While the movie portrayed the woman’s partner as someone who had bad intentions for her, sleeping with your husband or a partner that contributes to your bad health is almost synonymous though not intentional.

In the article, it was suggested that husbands and wives, or partners, should not sleep together. Dr. Neil Stanley of Britain said that sleeping should be like eating and exercising properly. But in the situation of a husband and a wife where they sleep together, it is truly detrimental to the health of both, he said. Different kinds of illnesses can be acquired like depression, heart ailment, stroke, lung disease, and others.

How can sleeping together with your partner be detrimental to your health? According to Dr. Stanley’s observations, when the sleep cycle is broken up, or simply when sleep is interrupted, chances are you do not get enough sleep that will cause restlessness and irritation the following day. What causes interruption then? It is when your partner moves or snores then sleep is broken up.

I beg to disagree.

I believe that it is more what the state of the mind is that contributes to good sleep. When one is physically and mentally stable, getting a good night sleep is easy even with your husband or your wife snoring or moving a lot during sleep. There are exemptions though when one snores very loud as if pushing a big dresser, then that could definitely ruin your good night sleep.

The tremendous amount of worries and uneasiness could also contribute. Peace of mind helps in getting a wonderful night sleep. In some cases, even with your husband or your partner not moving a lot, or not snoring, you will be awakened with a bad dream that concerns a particular problem that has been bugging you for days.

I could not imagine sleeping at night without Papsie by my side. I know it is a matter of getting used to the situation but truly, I could not imagine, especially when after special nights, you are tranquilized to a beautiful sleep because of the backbreaking performances. That I guarantee will give you a sound sleep.

Sleeping Apart

I laughed at an article with a suggestion to the readers that to have a healthy life, you have to sleep apart from your husband, or from your wife. It sounded ridiculous to me when I read the first few lines. But as I go along, maybe the doctor has a point.

I thought of the movie Sleeping with the Enemy. While the movie portrayed the woman’s partner as someone who had bad intentions for her, sleeping with your husband or a partner that contributes to your bad health is almost synonymous though not intentional.

In the article, it was suggested that husbands and wives, or partners, should not sleep together. Dr. Neil Stanley of Britain said that sleeping should be like eating and exercising properly. But in the situation of a husband and a wife where they sleep together, it is truly detrimental to the health of both, he said. Different kinds of illnesses can be acquired like depression, heart ailment, stroke, lung disease, and others.

How can sleeping together with your partner be detrimental to your health? According to Dr. Stanley’s observations, when the sleep cycle is broken up, or simply when sleep is interrupted, chances are you do not get enough sleep that will cause restlessness and irritation the following day. What causes interruption then? It is when your partner moves or snores then sleep is broken up.

I beg to disagree.

I believe that it is more what the state of the mind is that contributes to good sleep. When one is physically and mentally stable, getting a good night sleep is easy even with your husband or your wife snoring or moving a lot during sleep. There are exemptions though when one snores very loud as if pushing a big dresser, then that could definitely ruin your good night sleep.

The tremendous amount of worries and uneasiness could also contribute. Peace of mind helps in getting a wonderful night sleep. In some cases, even with your husband or your partner not moving a lot, or not snoring, you will be awakened with a bad dream that concerns a particular problem that has been bugging you for days.

I could not imagine sleeping at night without Papsie by my side. I know it is a matter of getting used to the situation but truly, I could not imagine, especially when after special nights, you are tranquilized to a beautiful sleep because of the backbreaking performances. That I guarantee will give you a sound sleep.

Sleeping Apart

I laughed at an article with a suggestion to the readers that to have a healthy life, you have to sleep apart from your husband, or from your wife. It sounded ridiculous to me when I read the first few lines. But as I go along, maybe the doctor has a point.

I thought of the movie Sleeping with the Enemy. While the movie portrayed the woman’s partner as someone who had bad intentions for her, sleeping with your husband or a partner that contributes to your bad health is almost synonymous though not intentional.

In the article, it was suggested that husbands and wives, or partners, should not sleep together. Dr. Neil Stanley of Britain said that sleeping should be like eating and exercising properly. But in the situation of a husband and a wife where they sleep together, it is truly detrimental to the health of both, he said. Different kinds of illnesses can be acquired like depression, heart ailment, stroke, lung disease, and others.

How can sleeping together with your partner be detrimental to your health? According to Dr. Stanley’s observations, when the sleep cycle is broken up, or simply when sleep is interrupted, chances are you do not get enough sleep that will cause restlessness and irritation the following day. What causes interruption then? It is when your partner moves or snores then sleep is broken up.

I beg to disagree.

I believe that it is more what the state of the mind is that contributes to good sleep. When one is physically and mentally stable, getting a good night sleep is easy even with your husband or your wife snoring or moving a lot during sleep. There are exemptions though when one snores very loud as if pushing a big dresser, then that could definitely ruin your good night sleep.

The tremendous amount of worries and uneasiness could also contribute. Peace of mind helps in getting a wonderful night sleep. In some cases, even with your husband or your partner not moving a lot, or not snoring, you will be awakened with a bad dream that concerns a particular problem that has been bugging you for days.

I could not imagine sleeping at night without Papsie by my side. I know it is a matter of getting used to the situation but truly, I could not imagine, especially when after special nights, you are tranquilized to a beautiful sleep because of the backbreaking performances. That I guarantee will give you a sound sleep.